“Ridge Lending Group kicks ass! They have been an integral part of our investing strategy and have facilitated over 10 seamless transactions for us over the last 3 years. We have found them to be incredibly responsive and always proactive. It is evident that they have great internal systems that keep our pending transactions at the top of their minds. We feel like we have a personal relationship with everyone on the team and are grateful for all the assistance and guidance they offer us. On to the next deal!
Testimonials

What Our Customers Say
“I was looking for a lending company with expertise in non-owner occupied investment property and Ridge Lending more than delivered. They will not only help you with your lending needs but also assist you in reaching your real estate investing (cashflow) goals. Caeli Ridge is an expert in forming and executing the strategy you need to build your portfolio. I can wholeheartedly recommend Ridge Lending to anyone I know.
“What separates Caeli from many others is her desire to educate her clients and she makes the complex very simple. She is patient to make sure her clients have full understanding of how to build a smart plan for their portfolio both short and long-term.
With every member of her staff I have experienced very positive interactions. No matter how big or small your portfolio or if you are just getting started, Caeli and her team are the ultimate professionals. I highly recommend Caeli and her team for not only financing your deals but educating you along the way.
"Caeli has been wonderful to work with. She and her team will help you understand your options for proceeding with a loan. Caeli is creative, knowledgeable, and a pleasure to work with. I highly recommend Ridge Lending."
"Over many years, Caeli's Ridge Lending team is hands down the fastest, most reliable, and (as much as it can be) FUN mortgage lending crew I have worked with. Let's be honest, regulations have turned residential mortgage lending into an excruciatingly painful process. I can get commercial loans for a fraction of the headache. For good reason, but the pendulum went nuts on the other side. It is particularly ridiculous for folks who don't fit the square peg of a single W2 income -- entrepreneurs, innovators, investors. Caeli's team knew how to anticipate what hoops I'd need to jump through, notified me in advance so I could assemble everything with far less back and forth, and were friendly, responsive, reliable, and communicative every step of the way. The products are rock solid with good rates. I check my options periodically, and I've always landed back in their good hands. You might have a buddy who will cut you a deal on closing costs, but I'd rather cut the headaches with Caeli's trusted, investor savvy professionals."
"We have done a number of transactions with Caeli and her team now and have found our lending “home”. The level of professionalism is unparalleled with Ridge and we always know we are in the best hands! We are so grateful for their knowledge and expertise and unbeatable customer service always. Highly recommend!"
"Caeli and her team are without a doubt, rainmakers. As an investor, my taxes can get pretty complicated. Caeli and the team at Ridge helped guide and educate me on the most advantageous filing strategies which I then communicated to my accountant and they were able to close loans for me that other brokers got denied. Caeli and her teams are problem solvers, I never heard "no that can't be done" only "how can we get this done". It's comforting to know people with that mind set are working on my file instead of some paper pusher that clocks out at 4:59 PM. I've referred family, friends and refinanced all of my properties with Ridge. The team at Ridge does all of this with a smile and excellent customer service! Looking forward to more closings with you all!
"Ridge Lending has done an excellent job providing us with a great refi rate. The entire staff from Caeli Ridge to the staff who run the documents have been very professional and efficient."
“The whole group at Ridge Lending are great at what they do. They held our hands as new investors through the process of leveraging our assets into multiple mortgages.
I appreciate that Caeli is also an investor and can give advice from multiple angles. Ridge Lending has helped us on over twenty loans and has been an integral part of building or real estate portfolio.
“The whole group at Ridge Lending are great at what they do. They held our hands as new investors through the process of leveraging our assets into multiple mortgages.
I appreciate that Caeli is also an investor and can give advice from multiple angles. Ridge Lending has helped us on over twenty loans and has been a integral part of building or real estate portfolio.
My wife and I contemplated back and forth about refinancing for many months, afraid of all the paperwork, time, and difficulty of communicating with offices due to the pandemic we are in now. But, Ridge Lending Group and their team have totally made this transaction a piece of cake. From beginning to end, we have NO COMPLAINTS. Everyone was professional, polite, on task, and above all showed that they cared about ME and my future. I would NOT hesitate to do business again with them again. By far one of the easiest and smoothest transactions ever. On behalf of my wife and I, we Thank You very much for giving me my wife to plan for a better future.
“Caeli Ridge and her exceptional team at Ridge Lending Group are nothing short of phenomenal! I have worked with Caeli and her team for nearly 7 years now and they are a well-polished, professional, highly organized team that knows how to get the job done. They communicate well, are responsive, timely, dutiful, thorough, and extremely personable and professional. This is the reason I continue to refer clients to Caeli and her team year after year. With Ridge Lending Group you know what you are getting. They deliver. They are consistent. They are incredible to work with and they have the know-how to get any loan closed. It is a pleasure to do business with them. This is very important to me since I only align myself with the best in the business and Caeli and her Team are truly the best!
" As a new investor, I'm extremely grateful for all the help I received from Ridge Lending Group. Caeli and her team are extremely knowledgeable, responsive, and efficient. They're clearly dedicated to helping both new and seasoned investors accomplish their goals. I'm especially grateful for Bianca Jacobs, who served as my dedicated lending specialist. She was my go-to for any and all gaps in knowledge I had and remained patient and understanding with me through every step. With her guidance, I left knowing I made the right financial decision."
“ Caelie and the entire team over at Ridge Lending Group are TOP NOTCH! From start to finish, the process was extremely easy and efficient. They're all very knowledgeable of the business and my needs as an investor. Furthermore, the Tuesday calls with Caeli are extremely beneficial. I'm already engaging with them on my second deal! ”
“ I'm extremely confident Ridge Lending Group can address your finance needs. I was able to get two closings done on the same day. My job was just some communications and signatures, but they drove all the complex parts of the process to the finish. The unique benefit service this team provides is the education aspect. I've never had any lender walk through my actual numbers in detail, and help provide guidance on preparing for additional purchases. I'll definitely be doing more loans with this team. ”
“Caeli Ridge and The Ridge Lending Group have become my exclusive lender for a reason!”

Start Your Journey with Ridge Lending Group
Welcome to Ridge Lending, the ultimate partner for your real estate investment journey. Whether you're a seasoned investor looking to diversify your portfolio or new to the game and eager to make your first purchase, you've come to the right place. Here, it's not just about securing a mortgage—it's about finding the right loan that aligns perfectly with your investment goals for properties that will truly work for you.
Ready to take the first crucial step? The journey begins with a personalized consultation with our expert team. During this session, we'll dive deep into your specific needs, ambitions, and financial landscape. The goal is to GET PRE-QUALIFIED—a game-changing move that puts you in the driver's seat when it comes to real estate investing. With pre-qualification, you'll have the confidence and credibility to make offers that stand out in a competitive market.
Don't wait. Start your investment journey on the right foot. Book your consultation and get pre-qualified with Ridge Lending today.